Wooooow, man... You have no idea of the work they'd have in implementing something like that. This ain't RAGE. You actually have to model the broken crap.
Also, ... Yeah, not feeling it, I like to see my cars shiny and new, whatever what.
Imagine parking my car in Lagherty to show off my new paintjob and suddenly Ivan rams me to shit. Now my car is broken and I am crying.